Privacy Policy

Last updated: November 1, 2023

XNB Pty Ltd respects your privacy and is committed to protecting your personal data. This privacy policy ("Policy") applies to the processing of personal data by XNB Pty Ltd (collectively, "XNB", "we", "us", "our") regarding the use of our services or products and the access of our website at www.xnb.com or our mobile application (collectively, our "Services").

1. Purpose of This Privacy Policy

This Policy aims to give you information on how XNB collects and processes your personal data through your use of our Services. This Policy is in accordance with Australian Privacy Principal on the Protection of Personal Data (the "Data Protection Legislation").

2. Personal Data We Collect

Personal data means any data or information about an individual from which that person can be identified. We may collect, use, store and transfer different kinds of personal data about you while you use our Services, including Identity Data, Contact Data, Background Data, Financial Data, Transaction Data, Technical Data, Profile Data, Usage Data, and Marketing and Communications Data.

3. How Is Your Personal Data Collected?

We use different methods to collect data from and about you including through direct interactions, automated technologies or interactions, and third parties or publicly available sources.

4. How We Use Your Personal Data

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data where it is necessary to perform the contract, where we have obtained your consent, or where we need to comply with a legal obligation.

5. Data Security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed.

6. Your Legal Rights

Under certain circumstances, you have rights under data protection laws in relation to your personal data, including the right to request access, correction, erasure, restriction, transfer, and to withdraw consent.

7. Contact Us

If you have any questions about this Policy or our privacy practices, please contact our DPO at: [email protected]